Everyone hears of hit-and-run accidents happening, but few think they will be victims of them. It is the kind of thing that happens to other people, right? Unfortunately, it did happen, and it is normal that one might feel at a complete loss. One of the top questions Louisiana residents who have been injured in such incidents may have is: Who will pay for damages?
The cost of a hit-and-run accident is high. Victims will experience physical pain, financial loss and emotional trauma, which can all take a toll on a person's life. The problem with these accidents is, those responsible are not always found. This leaves victims wondering if there is anything they can do to seek compensation. The short answer is, yes, there is.
Following a hit-and-run accident, an injured individual may be able to file a claim with his or her own insurance provider. They may need to have uninsured motorist coverage for a claim to be accepted. If the request receives approval, relief within the policy limits may be offered. Sounds better than nothing, but it may not be the best one can get.
With the assistance of legal counsel, it may be possible for injured hit-and-run accident victims to seek full and fair compensation for their losses. One's attorney may be able to negotiate better settlement terms with one's insurance provider. If seeking a settlement out of court is not working in one's favor, it may be possible to litigate the matter in a Louisiana civil court.